Tony@TonyZerwas.com | 651-246-7672

Tony Zerwas

Mortgage Broker · NMLS #2402427

34 clients rated their experience. Here’s every word.

Here’s what buyers, homeowners, and agent partners say about working with us.

5.00
★★★★★34 reviews · 100% five-star
★★★★★Google ↗

As a Realtor, I've had the pleasure of working side by side with Tony several times to get our mutual clients into the home of their dreams. Tony will go above and beyond for you without a second thought. And I don't know anyone more passionate about helping Veterans. Whether you're getting a VA loan or any other type of loan, I'd highly recommend Tony to anyone!

Kelly ArvidsonJul 2026
★★★★★Google ↗

I have worked with Tony for a while now in Title. He is the only one to date that has taken ownership in a mistake. He didn't try to blame anyone but himself. Not only did he get the deal done but the clients were happy and it says a lot about his character. Tony is also a VA Guru and has served our country. If you want a loan officer with Integrity, knowledge, and a can do attitude. He is your guy. I highly recommend him.

Tera LawsonJul 2026
★★★★★Google ↗

Wonderful human! Works his tail off and when you text he calls you right back. His job often goes underappreciated so please make sure to acknowledge his part in your home ownership dreams coming true! Can't thank you enough Tony! Keep on doing AMAZING things! Much Gratitude! The Beemans

Michelle BeemanMay 2026
★★★★★Google ↗

I truly cannot say enough good things about Tony Zerwas. He stepped into what was already a very difficult VA loan situation after we had been working with another lender and ultimately decided to switch because we didn’t feel supported or advocated for. That decision ended up being one of the best we made during the entire process. When Tony took over, our VA appraisal had already come in significantly low, timelines were tight, and stress levels were high. From the very beginning, it was clear that Tony approached the situation differently. He took the time to fully understand the history of the transaction, dug into the details of the appraisal, and immediately got to work finding solutions instead of pointing fingers or making excuses. What stood out most was his deep understanding of VA loans and his determination to fight for us when it mattered most. Tony was proactive, persistent, and incredibly thorough—pulling additional comps, identifying issues in the original appraisal, and pushing the process forward when it felt like every door was closing. Because of his efforts, the VA ultimately increased the appraised value by a substantial amount, allowing us to keep our VA financing and avoid a higher interest rate and mortgage insurance. To make things even more complicated, we were out of the country during our scheduled closing date. Despite that, Tony helped coordinate everything so we could still close on time by working with a mobile notary while we were on vacation. What could have been a logistical nightmare was handled smoothly and professionally, giving us peace of mind even from thousands of miles away. Communication throughout the entire process was excellent. Tony kept us informed, explained complex issues in clear and practical terms, and was always available when questions came up. It was obvious that he genuinely cared—not just about closing the loan, but about doing what was right for us as buyers. If you’re a veteran using a VA loan and want a lender who will truly fight for you, advocate for you, and step up when the situation gets tough, Tony Zerwas is the person you want on your side. We are incredibly grateful for his dedication and expertise and would recommend him without hesitation to anyone looking for a lender who goes above and beyond.

Kelsey SchommerDec 2025
★★★★★Google ↗

Tony & his team stepped in 1/2 to remedy a mortgage package that another firm had botched. Not only did they complete it with no major issue, they were able to jump through hoops to have it still close on time. Outstanding job!! Looking forward to future deals using Tony.

Jason DesMaraisDec 2025
★★★★★Google ↗

My husband and I could not thank Tony and his team enough for their assistance with helping us secure financing for our PCS move. Tony made himself available through both phone calls and texts, which we appreciated so much! Couldn’t recommend a better person to work with! If you’re looking for a VA loan, TONY IS YOUR GUY!

Stephanie JamesMar 2025
★★★★★Google ↗

Tony and his staff made our buying process a breeze. We will be use them again

ken adamsFeb 2025
★★★★★Google ↗

Great to work with and very knowledgeable and focused on doing the best job for clients.

Ben Wheeler Real Estate eXp RealtyJan 2025
★★★★★Google ↗

Tony was great to work with! He answered calls and texts all the time so I never had moments where I couldnt get questions answered. Also very knowledgeable about VA loans which was so nice to have through the process. Couldnt recommend more!

Sarah SnowJan 2025
★★★★★Google ↗

Our experience with Tony was fantastic. He was very responsive and was more than happy to help us through this process. We would strongly recommend.

Emily PetersenAug 2024
★★★★★Google ↗

Tony was incredibly knowledgable, considerate, and professional. He gave us a thorough explanation and was quite patient. As first-time homebuyers, taking on such a large financial commitment was a huge step for us. Through it all, Tony was able to support and mentor us. I regret to say that there were occasions when I would email him with inquiries after business hours, and he would always reply straight away! I was surprised that regardless of the time of day, he would always respond to me without hesitation. We couldn't have been happier with our experience. We wholeheartedly recommend Tony and his team!

pa aguilarJun 2024
★★★★★Google ↗

Tony and Team Edge Home were awesome to work with. They were personable and aggressive from the first. I feel that the experience and expertise leveraged from Tony and team led to one of the smoothest and most informed home financing experience that we have ever had.

Mike DeemsMay 2024
★★★★★Google ↗

Move over, Mortgage Magician—Tony from Edge Home Finance is the real deal! As a realtor, my clients' dreams of homeownership rest on Tony's capable shoulders, and let me tell you, he never disappoints! Tony doesn't just close deals; he orchestrates mortgage miracles faster than you can say 'interest rate.' I've lost count of the times Tony has swooped in to save the day, ensuring every closing is smoother than a freshly paved driveway. He's like the secret sauce in my real estate recipe—always reliable, never flustered, and armed with an arsenal of mortgage mastery. What's Tony's secret? Maybe it's his Jedi-like negotiation skills or his ability to tame the wildest of paperwork beasts. Or maybe, just maybe, it's his infectious humor that turns stressful transactions into laugh-out-loud moments. If you're a realtor looking for a mortgage partner-in-crime, Tony is your man. He closes deals faster than you can say 'sold!' and with a smile that brightens even the most daunting closing table. Tony from Edge Home Finance—closing deals on time and making real estate dreams come true, one mortgage at a time!

Amber SpanglerMay 2024
★★★★★Google ↗

Tony doesn't just go the extra mile for his clients, he goes the extra 100 miles. If you are looking for a lender who truly cares, call Tony.

Louetta LarsonMar 2024
★★★★★Google ↗

If I could give 6 stars to Tony and his team, I would! I work with a lot of different mortgage brokers, and this experience was flawless from start to finish - a step above a lot of the lenders I come across. Thank you TONY, ALICIA, and ANNE for making this process so smooth for the buyers and for all parties involved!

BRITTANY GOULETMar 2024
★★★★★Google ↗

Tony and team was great there the best at what they do I'm so happy there the best in the business i recommend him highly

Lamont JacobsMar 2024
★★★★★Google ↗

Tony and his staff was amazing, quick and on point the whole process. He communicated with me the whole time . Got me the best rate possible. I would recommend him to everyone buying a home

Dana wagnerFeb 2024
★★★★★Google ↗

Great customer service. Knowledgeable team that helped my family each step of the way.

Marcus DraytonJan 2024
★★★★★Google ↗

I found Tony after having some issues with another lender for VA Loans. Tony jumped right in and we went from application to closing on the house in around 30 days. Tony and his team kept me up to date on what was happening and worked hard to keep the process moving forward. I am extremely happy with the service Tony provided and would highly recommend him to anyone looking to purchase a home. He deserves this 5-star rating. Thanks for everything Tony.

Mark DorseyDec 2023
★★★★★Google ↗

Tony, you are amazing! You did what a large lender ( who’s name rhymes with Shells Margo ) couldn’t do. Got me from initial contact to closing in a week. I’m just blown away by you, your attention to detail and speed. THANKS BUDDY !! People reading this, use this man for your mortgage. He is awesome !

jay sitlerOct 2023
★★★★★Google ↗

Tony is on top of his service. I recommend him to anyone. If you want everything to go smoothly when purchasing a home. You don't need to go anywhere else. Him and his team will take care of you.

Ger VajOct 2023
★★★★★Google ↗

Tony has been wonderful to work with! He kept us updated and in the loop throughout the whole process and answered all of our questions in a timely manner! It was a very smooth process from start to finish! We would highly recommend him to everyone :)

Morgan ElizabethOct 2023
★★★★★Google ↗

Tony is absolutely phenomenal. He was friendly, easy to work with, great at communicating, and went the extra mile to fit into our timeline. For working with someone we didn't know prior to beginning our lending journey, he quickly gained our trust and I truly felt that he consistently worked with our best interest in mind. 10/10. Would recommend a million times. Thanks Tony!

Allysa FunesOct 2023
★★★★★Google ↗

Tony and his team were amazing. They kept us up to date on everything. Highly recommend. They also went above and beyond to make sure we closed by doing the painting the buyers neglected to get done.

LeaAnne SemmensOct 2023
★★★★★Google ↗

Tony was an amazing loan officer. Answered many of my questions that I had as a first-time homebuyer. Was given a good rate. It was a pleasure working with Tony and his team. More to come in the future. Highly will recommend to friends, families and anyone looking for a loan officer. Thank you Tony!

Bee LorJun 2023
★★★★★Google ↗

Working with Tony and his team has been a great pleasure. Not only did he help get me a better rate, but he also gave me hope. I was on the verge of giving up the whole home buying process due to misleading promises, but Tony and his team came in and took over the whole ordeal. They worked endlessly to make sure all our paperwork was correct.

AndyJun 2023
★★★★★Google ↗

Tony Zerwas was my VA mortgage loan agent for the purchase of our new home. Tony did an outstanding job with helping us the paperwork, answering all of our questions, and keeping us up to date during the whole process. I highly recommend Tony Zerwas.

David HendricksonMar 2023
★★★★★Google ↗

I had Tony Zerwas as my lending agent at Leverage Lendering. He was a tremendous help for my first home buying experience. I was denied by someone else prior and was told that Tony was a great option so I pursued it and went with Tony. As a veteran I didn't know much about VA loans or how they worked. Tony helped me in every way possible. He answered every question I had with clarity so I could understand it but also responded right away. Tony went out of his way many times for me and even went to the house I was trying to buy to fix issues. Tony is patient, well spoken, and very knowledgeable in what he does. I would definitely recommend him to anyone who is a veteran and has a VA loan or to anyone in general. I'm glad I went with him and I wouldn't have it any other way. Thank you Tony for you help, and I appreciate it greatly.

Kyle SchoenrockFeb 2023
★★★★★Google ↗

I cannot say enough good things about Tony and his incredible knowledge! He goes far above and beyond for his clients! We were previously denied for a loan from a lender and were not given much direction with how to get to where we needed to be approved. Tony was a fresh breath of air making the entire process seamless. We took the opportunity to use the VA loan which most would say is a difficult challenge. Tony made the entire process stress free! He was easy to talk to, quick responsive, and even made a few house calls to the house to make the closing date quicker! There were many situations where most brokers/lenders would leave you in the dark and possibly leave an opportunity for your dream home. We could not have gotten the home we loved without Tony and everything he did (most brokers would not do). He's the broker that makes magic/dreams come true!

Nicole BeckFeb 2023
★★★★★Google ↗

Tony Zerwas was my loan Agent for the VA home loan. He did an amazing job getting all the paperwork together and anwsering all of my questions regarding the loan process. He was quick to respond and clarify any part of the loan.

Avery RiveraDec 2022
★★★★★Google ↗

Tony was awesome to work with. I would definitely recommend him to help you with your home mortgage.

Tammy MeyerDec 2022
★★★★★Google ↗

Tony is very informative and has an attention to detail to make the mortgage process seamless. He knows a variety of mortgage products to tailor to your needs at a competitive price!

Nicholas DrescherNov 2022